You have worked hard to build your savings, but do you actually know what could put your retirement at risk? In this episode, Jaime Cowper, a financial advisor and certified long term care specialist, breaks down the six major retirement risks: longevity, market volatility, inflation, taxes, health care costs, and personal circumstances like the loss of a spouse. Jaime explains why having different income buckets matters, how the widow tax surprises families, and why shifting everything to bonds may not solve the inflation problem. If you are close to retirement and want to understand what you are really planning for, this episode was made for you.