Running out of money is the number one fear retirees report, even above health concerns. Many people who are in perfectly good financial shape still find themselves unable to enjoy what they have saved. Jaime Cowper, a financial advisor who specializes in retirement income planning, walks through the four key variables that drive this fear and explains how a simple one page income plan can bring clarity to where your money comes from each month. She covers longevity expectations, spending habits, sources of guaranteed income like Social Security and pensions. If you have done well financially but still feel uneasy about spending in retirement, this one was made for you.