Whitepapers

Your Not-So Golden Ticket

You work hard, save diligently, and plan for the long haul—with retirement and legacy plans in place—but the proposed tax changes could significantly hinder how and what amount you’re able to pass down the generational line. If you have a home or significant estate intended for heirs, the elimination of the step up in basis option could mean your heirs end up with little more than a tax bill.

It’s time to explore options!

In our paper “Your Not-So Golden Ticket. Inheritance: Step Up in Basis and Grantor Trust,” we consider offsetting proposed tax changes using financial strategies such as increasing the death benefit of your life insurance since the beneficiary isn’t subject to paying capital gains or income tax on what they receive.

At Unity Financial Advisors, we can help you determine alternative investment options so that your money stays with you. But you need to act before the Administration does. If you're interested in learning more, fill the form out below to download our paper.

401(k) Action Steps To Take Now

Research shows the average American employee switches jobs 12.3 times before retiring. Job changes mean many Americans have old 401(k) plans that may not be allocated properly to help to prepare them for retirement. Every time you change jobs, you need to make some choices about what to do with your old 401(k) to keep up with your financial needs.

In this special report, we’ll help you avoid common (and expensive) rollover mistakes and show you how you can use your 401(k) rollover as an opportunity to help your retirement preparations.

At Unity Financial Advisors, we can help you determine alternative investment options so that your money stays with you. But you need to act before the Administration does. If you're interested in learning more, fill the form out below to download our paper.