Who We Are
Our Team
Connect with Jaime at:
www.unityfinancialadvisors.net
www.facebook.com/unityfinancial
P: (248) 885-8176
F: (248) 460-4401
jcowper@unityfinancialadvisors.net
Jaime Cowper, CLTC, NSSA®
Founder/Wealth Advisor
Jaime Cowper is the Founder of Unity Financial Advisors and is passionate about helping people retire with peace of mind and provide protection for their families. She specializes in comprehensive retirement planning, which includes providing financial guidance and services for those nearing or in retirement. She is committed to helping clients to preserve and grow their assets for retirement, develop a reliable income plan, discuss and implement a plan for long term care, and leverage money to the next generation or charity.
Jaime is an Amazon National Best-Selling Author and has been quoted or featured in Kiplinger’s Personal Finance, Advisors Magazine, U.S. News and World, Yahoo Finance, The NY Daily News and MSN Money.
Jaime is a former basketball player at St. Clair County Community College where she earned a full athletic scholarship and credits her many years of playing the sport to developing a great work ethic, discipline, and leadership skills.
After graduating from Oakland University in 2004 with a B. A., she developed a passion for helping people achieve their financial goals while working at Fifth Third Bank as a personal banker. Working at the bank made her realize that she wanted to be able to help people achieve a wider range of financial planning goals. She then pursued a new agent training program at MassMutual Financial Group in 2005 where she remained a career agent for three years. During that time, she met her mentor and had the benefit of his knowledge and mentorship in years that followed. In 2014 Jaime formed Unity Financial Advisors. She holds her Series 65 investment license, as well as her life and health insurance license in multiple states. She prides herself on her personal service, independence, and objectivity to provide the best solutions to her clients.
Jaime loves traveling and spending time with family and friends. She and her husband, Mickey, enjoy taking walks with their Jack Russell pup. They also like to stay active, hiking, golfing and downhill skiing.
P: (248) 792-6077
F: (248) 460-4401
kobrien@unityfinancialadvisors.net
Kyle O'Brien
Associate Advisor
Kyle O’Brien provides the planning support and assistance to our clients to help them reach their retirement goals. He has been an advisor at UFA for over six years. He takes pride in providing extraordinary service. Kyle graduated from Central Michigan University with a Bachelor’s degree in Personal Financial Planning and holds his series 65 license, as well as his life and health insurance license with the State of Michigan. His tremendous work ethic, attention to detail and creative problem solving skills make him a very important member of our team.
Kyle enjoys spending time with his family and friends, traveling, and playing golf. During the summer months, he loves visiting his cottage on Harsens Island and traveling to northern Michigan.
P: (248) 885-8178
F: (248) 460-4401
tgeorge@unityfinancialadvisors.net
Tamika George
Office Manager
Tamika began her career in office administration within the financial industry more than 20 years ago. Tamika has been a valuable member of Unity Financial Advisors for over six years. She is responsible for providing the oversight to keep the office running in an organized and efficient manner. Her extreme attention to detail, caring nature and wonderful personality makes her an invaluable member of our team.
Tamika enjoys going to the movies and shopping. She has a strong passion for traveling and seeing the world with both family and friends.
P: (248) 885-8176
F: (248) 460-4401
ryaldo@unityfinancialadvisors.net
Ronda Yaldo
Director of Client Services
Ronda has over nine years of experience in the financial services industry. She strives for excellence in everything she does. She is at the forefront of ensuring that our clients get the attention they deserve. Ronda is committed to provide the support for our team to help our clients achieve their goals. Her organizational skills and strong work ethic make her an asset to UFA.
Ronda enjoys shopping and spending time with her family.
P: (248) 885-8178
F: (248) 460-4401
Robbie Kafcas
Events Coordinator
Robbie spent much of her career working in the field of education. After graduating from Michigan State University with a BA in Education, she taught elementary and middle school for nearly twenty years. In 1996, she received a MA in Educational Administration from Saginaw Valley State University. She spent twelve years working as a school principal before retiring from public school education in 2012. Still drawn to the idea of "education," she became insurance licensed in the state of MI and began working at Unity Financial Advisors. Her great organizational skills and administration experience as a leader enhance the Unity team.
Robbie lives with her husband in Traverse City, MI where they enjoy outdoor activities, traveling, and family.
Investment Team
Members of the Investment Team are licensed with Advisory Alpha, LLC, a SEC registered investment advisor.
Steve Osterink, Jr. CFA CFP® AIF®
Steve Jr. is the driving force behind the innovation and development of our investment solutions and platform. He leads the Investment Team and brings nearly two decades of experience to the firm, as well as a strong commitment to personal finance and asset management, as evidenced by his CFP® certification, AIF® designation and CFA® designation.
Steve Osterink, Sr.
With over 40 years of experience working with clients in the financial services industry, Steve Sr. co-leads the Investment Team. He has an uncanny ability to focus in on practical solutions to complex problems, and his wisdom is a valuable resource for the firm. Further, his leadership and counsel are critically important as the Investment Team strives to navigate the ever-changing global economy and financial markets.
Jon Lohr CFA CFP®
Jon oversees the daily investment research and portfolio management responsibilities for the Investment Team, which involves asset allocation research, fund monitoring, due diligence, investment strategy evaluation and implementation, and performance monitoring. He has a diverse background in corporate finance and investment management, and he holds the CFA® designation and CFP® certification.
Nick Heinrich CFA CFP®
Nick leads a team of financial planning consultants who utilize various portfolio analysis and planning resources that strive to improve the financial outcomes of our valued clients. He holds the CFP® certification and CFA® designation and is well positioned to craft comprehensive solutions to financial challenges that span all stages of the financial planning process.
Jensen Postema CFP®
Jensen is a member of our financial planning team and provides advanced planning strategies, investment analysis, and financial consulting to our valued clients. He brings valuable leadership and financial services experience to our team.